Exclusive, enhanced insurance offerings for aftermarket businesses
Technician Errors and Omissions coverage, Employment Practices Liability insurance and more, only available through Lockton Affinity Aftermarket.
Coverage offerings
Due to our vast experience in the industry, Lockton Affinity Aftermarket developed an insurance program to better protect aftermarket businesses like yours. Our combination of policies and limits are unique to the market, enhanced beyond coverage you will find elsewhere.

Technician Errors and Omissions insurance
Protects technicians against claims of errors or negligence, prior to releasing vehicle to customer
• Limit: $25,000
• Lockton Affinity Aftermarket difference:
Not included in standard insurance plans

Employee tools coverage
Covers the cost of employee tools should they be stolen or damaged.
• Limit: $100,000 on-premises, $10,000 off-premises and in-transit. Increased limits are available.
• Lockton Affinity Aftermarket difference:
Broader limits than typically available with competitive pricing

Customer complaint defense
Defense for customer complaints that are groundless or false.
• Limit: $25,000
• Lockton Affinity Aftermarket difference:
Not included in standard insurance plans

On-Hook coverage
Protects aftermarket businesses from the cost of damage to customer vehicles during towing.
• Limit: $75,000. Increased limits are available.
• Lockton Affinity Aftermarket difference:
Broader limits than typically available with competitive pricing

Dealers Errors and Omissions
Protects against the costs associated with pretense exposure should you unknowingly buy or sell a car without a clean title.
• Limit: $50,000

Employment Practices Liability insurance
Protects against the costs associated with claims of discrimination, harassment, wage and hour disputes and more.
• Limit: $250,000+
• Lockton Affinity Aftermarket difference:
Independent contractors are included in coverage and policyholders receive access to a free HR hotline and online resource center
About Lockton Affinity Aftermarket
With more than 30 years in the industry, our expertise benefits your business in three unique ways:
1. Enhanced coverage
Due to our vast experience insuring the aftermarket space, we understand the needs businesses like yours require. That’s why we offer policy enhancements you cannot receive elsewhere.
2. Exclusive program
Our policies, limits and coverage options are unique to Lockton Affinity Aftermarket. No agent or other company has access to this program, so you are getting coverage truly designed for aftermarket businesses.
3. Preferred by industry leaders
Our insurance program is preferred by leading aftermarket providers so you can trust our policies work for your business and the industry.
Contact us
If you have any questions about obtaining or servicing your insurance, please give us a call at (844) 398-0463 or complete this form. Phones are answered Monday through Friday, 7 AM to 5:30 PM (CST).

